our mission statement:planning and thoughtful investment
management strategies.through complete financialworry lessand enjoy moreTo help as many people as possible

How we do business is important to us

At Together Planning, we believe that everyone can benefit from a comprehensive financial plan to help guide their decisions, get the most from their resources, and achieve their goals. For this reason, we do not limit our practice to a particular profession, income level, or net worth.

Instead, our clients have in common a desire to make smart decisions, a sense of financial stewardship and responsibility, and a strong commitment to family, community, and enjoying life. 

To serve as many people as possible, we have developed services tailored to the needs of different types of clients.

We promise to:

Put people before everything else

Work together

Continually improve and grow

Be selfless

Have fun and not miss the important things

Be very accessible

Help as many people as possible worry less and enjoy more

Frequently Asked Questions

We are a family firm, founded by Jud Mallini, along with his dad Tom Mallini and his two sisters, Lia Bertelson and Ginny Knoll. We selected the name “Together Planning” because it speaks to our mission on several levels. First, this firm is something we are doing together as a family. We are committed to working together and succeeding together. Second, we view financial planning as a partnership between ourselves and our clients. We work together to develop and implement a plan that will help our clients achieve their goals. Finally, many of our clients are couples or families. Our work with them is collaborative and helps those couples and families align their goals, create a common vision for the future, and agree on a path to achieving it.

We believe that every person and every family can benefit from having a comprehensive plan in place to help them meet the goals that are important to them.  No matter your income or net worth, strategic planning can help you improve your decision making and your outcomes.  We believe that life is too short to live unhappily, and our goal in financial planning is to increase happiness. We believe that work should be fun and rewarding, both financially and in a sense of personal accomplishment. Our clients work hard, and we support them in their goal to maximize the benefits of their hard work. Helping individuals and families attain financial success is important work, and we are proud to do it.

We believe that long term success in investing is best achieved by matching your strategy to your goals, and then sticking with that strategy through the inevitable ups and downs of the markets. We do not believe in timing the market or trying to beat the market. We do believe in helping our clients understand what they are invested in and what to expect from those investments in the short-term and long-term.  We value transparency and we help our clients see the potential return, potential risk, expected income, and annual expense for every holding in their portfolio.

We serve a wide variety of clients, from single individuals to large families. Many people who seek our services are pre-retirees and retirees from business and professional backgrounds who wish to outsource the management of their finances so that they can spend more of their time on the things they enjoy.  In addition to becoming well versed at serving pre-retirees and retirees, we have become experienced and educated at providing financial planning advice to small business owners, corporate executives, attorneys and other professionals, younger entrepreneurs, and multi-generational family businesses.

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